Wednesday, 28 February 2018

New Blue Coloured Aadhaar Card Launched: How To Apply And Other Key Details

New Blue Coloured Aadhaar Card Launched: How To Apply And Other Key Details

A child's blue coloured 'Baal Aadhaar' card data does not include biometrics information (through fingerprint and iris scans), according to the UIDAI.

The Unique Identification Authority of India (UIDAI) has recently launched a new blue coloured Aadhaar card or ‘Baal Aadhaar’ card for children aged below five years. For enrolling a child for ‘Baal Aadhaar’ card, the child’s birth certificate and the Aadhaar card number of one of the parents is required, said UIDAI in a tweet on it’s official handle- @UIDAI. A child’s blue coloured ‘Baal Aadhaar’ card data does not include biometrics information like fingerprints and iris scan, UIDAI further said through a series of tweets.
A child’s Aadhaar card needs to undergo two mandatory biometric updates in future. The first biometric update should be done once the child reaches the age of five years, and another when he or she reaches the age of 15 years, according to UIDAI. For enrolling a child into the Aadhaar system, the child’s school ID can also be used, according to the UIDAI. The child’s school ID will serve as an identity proof for Aadhaar enrolment, noted UIDAI.
Steps to get a blue coloured ‘Baal Aadhaar’ card for a child (via UIDAI’s official website):
bala aadhaar1. Visit the enrolment centre with child’s birth certificate and fill the enrolment form.
2. One of the parents must also provide their Aadhaar card number for the authentication purpose. Child’s ‘Aadhaar’ will be linked to the UID (Aadhaar card number) of his/her parents.
3. Now, provide a mobile number that you wish to register with the blue coloured ‘Baal Aadhaar’ card.
4. A photograph of child will be clicked. In this case, no biometrics will be recorded as the age of the child is below 5 years.
5. After the confirmation, collect acknowledgements slip.
6. Once the verification process is completed, an SMS will be sent to the registered mobile number. Within 60 days of receiving this message, the blue coloured ‘Baal Aadhaar’ card will be issued to the child.
Source: UIDAI
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Special cover released in AIC, Rajgir on "40th Biennial All India Conference , Rajgir


Special cover released on 10.02.2018 in AIC, Rajgir by Shri Giriraj Singh, Hon,ble Minister of State( Independent Charge) Micro. small  And Medium Enterprises, Government of India in the august presence of Shri M.E. Haque, C.P.M.G. Bihar Circle, Shri Anil Kumar,PMG, East Region, Bihar, Shri Ashok Kumar, North Region, Bihar, Shri Manoj Kumar, DPS(HQ), Shri Vilash Ingale, EX- GS, Shri P.Ajith , Acting GS and others.
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SBI Steeply Hikes Bulk Deposits Rates For Various Maturities by up to 0.75 Per Cent

SBI Steeply Hikes Bulk Deposits Rates For Various Maturities by up to 0.75 Per Cent

State Bank of India

Mumbai, Mar 1: The State Bank of India (SBI) on Wednesday steeply increased the bulk deposits rates for various maturities by up to 0.75 per cent with immediate effect. The pricing revision comes after three consecutive revisions in the rates by the lender on bulk term-deposits in the past three months.
Notably, any upward revision in the cost of funds automatically leads to a pricing revision in loans., under the present loan pricing mechanism that is based on the marginal cost of funds-based lending rates (MCLR).
For retail deposits, below Rs 1 crore, rates have been increased by up to 0.50 per cent, while for deposits maturing in one year to less than two years, the pricing has been raised by 0.15 per cent to 6.40 per cent from 6.25 per cent earlier.
All the new rates come into force immediately, the bank said in a statement.
SBI on Wednesday revised upwards the retail deposit rates for the two years to under 10 years bracket by 0.50 per cent to 6.50 per cent. The existing rate is 6 per cent at SBI.
It can be noted that the lender has in the past three months also revised upwards its bulk term deposit pricing in as many months.
For Rs 1 crore to Rs 10 crore bulk deposits, maturing in one year to less than two years, the bank had raised rates by 0.50 per cent from 6.25 per cent to 6.75 per cent. For the deposits in the two to less than three years maturity, the rates have been increased by 0.75 per cent to 6.75 per cent. For above Rs 10 crore bulk deposits maturing between one year and less than two years, the rates have been raised by 0.50 per cent to 6.75 per cent.
Rates for bulk deposits maturing between two to less than three years is increased by 0.75 per cent to 6.75 per cent.
(inputs from PTI)
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AICPIN for the month of January 2018

AICPIN for the month of January 2018
No.5/1/2018-CPI
GOVERNMENT OF INDIA
MINISTRY OF LABOUR & EMPLOYMENT
LABOUR BUREAU
`CLEREMONT’, SHIMLA-171004
DATED: 28th February, 2018
Press Release
Consumer Price Index for Industrial Workers (CPI-IW) — January, 2018
The All-India CPI-IW for January, 2018 increased by 2 points and pegged at 288 (two hundred and eighty eight). On 1-month percentage change, it increased by (+) 0.70 per cent between December, 2017 and January, 2018 when compared with the decrease of (-) 0.36 per cent for the corresponding months of last year.
The maximum upward pressure to the change in current index came from Housing group contributing (+) 3.99 percentage points to the total change. At item level, Goat Meat, Poultry (Chicken), Tea (Readymade), Pan Leaf, Doctor’s Fee, Medicine (Allopathic), Cinema Charges, Bus Fare, Petrol, Flowers/Flower Garlands, etc. are responsible for the increase in index. However, this increase was checked by Rice, Wheat & Wheat Atta, Gram Dal, Eggs (Hen), Fish Fresh, Onion, Brinjal Cabbage, Carrot, Cauliflower, French Bean, Gourd, Palak, Peas, Potato, Radish, Tomato, Sugar, etc., putting downward pressure on the index.
The year-on-year inflation measured by monthly CPI-IW stood at 5.11 per cent for January, 2018 as compared to 4.00 per cent for the previous month and 1.86 per cent during the corresponding month of the previous year. Similarly, the Food inflation stood at 3.36 per cent against 4.32 per cent of the previous month and 0.34 per cent during the corresponding month of the previous year.
At centre level, Nasik reported the maximum increase of (16 points) followed by Nagpur (11 points), Pune, Lucknow and Goa (10 points each), Kodarma and Amritsar (9 points each), and Coonoor, Agra and Chandigarh (8 points each). Among others, 7 points increase was observed in 3 centres, 6 points in 1 centre, 5 points in 5 centres, 4 points in 1 centre, 3 points in 6 centres, 2 points in 7 centres and 1 point in 8 centres. On the contrary, Quilon recorded a maximum decrease of 6 points followed by Siliguri and Madurai (5 points each). Among others, 4 points decrease was observed in 3 centres, 3 points in 7 centres, 2 points in 8 centres and 1 point in 10 centres. Rest of the 6 centres’ indices remained stationary.
The indices of 36 centres are above All-India Index and 40 centres’ indices are below national average. The index of Varanasi and Jabalpur centres remained at par with All-India Index. The next issue of CPI-IW for the month of February, 2018 will be released on Wednesday, 28th March, 2018. The same will also be available on the office website www.labourbureaunew.gov.in.
(ANIL KUMAR NEGI)
DEPUTY DIRECTOR
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Cabinet approves Amendments to Housing and Telephone Facilities Rules, Constituency Allowance Rules and Office Expense Allowance Rules for MPs

Cabinet approves Amendments to Housing and Telephone Facilities Rules, Constituency Allowance Rules and Office Expense Allowance Rules for MPs.
 28 FEB 2018
The Union Cabinet chaired by Prime Minister Shri Narendra Modi has approved Amendment to (i) The Housing and Telephone Facilities (Members of Parliament) Rules, 1956 (ii) The Members of Parliament (Constituency Allowance) Rules, 1986, (iii) The Members of Parliament (Office Expense Allowance) Rules, 1988. The details are:
Increase in the monetary ceiling of furniture at residence of Members of Parliament from Rs. 75,000/- (Rs. 60,000/- for durable and Rs. 15,000/- for non­durable) to Rs. 1,00,000/- (Rs. 80,000/- for durable and Rs. 20,000/- for non­durable) w.e.f. 01.04.2018 which shall be increased after every five years commencing from 01.04.2023 on the basis of Cost Inflation Index provided under clause (v) of Explanation to section 48 of the Income-tax Act, 1961.
Broadband internet facility may be provided to Members of Parliament w.e.f. August 2006 against 10,000 surrendered call units per annum on land line connection. The facility of broadband internet to Members of Parliament is already in practice since August, 2006 and it will now be incorporated in ‘the Housing and Telephone Facilities (Members of Parliament) Rules, 1956’ for its regularization through its amendment with retrospective effect by inserting a new rule.
Wi-fi zone with monthly tariff plan of Rs. 1700/- from 1.9.2015 to 31.12.2016 and Rs. 2200/- from 1.1.2017 onwards may be created in the Members’ residential areas for providing high speed internet connection (FTTH connection). This facility will be in addition to the existing broadband facility. For this purpose, three new sub-rules are to be inserted in ‘the Housing and Telephone Facilities (Members of Parliament) Rules, 1956’.
Increase in the Constituency Allowance for Members of Parliament from Rs. 45,000/- per month to Rs. 70,000/- per month w.e.f. 1.4.2018 which shall be increased after every five years commencing from 01.04.2023 on the basis of Cost Inflation Index provided under clause (v) of Explanation to section 48 of the Income-tax Act, 1961.
Increase in the Office Expense Allowance for Members of Parliament from Rs. 45,000/- per month (Rs. 15,000/- for expenses on stationary items and postage plus Rs. 30,000/- for a computer literate person engaged by Member of Parliament for obtaining secretarial assistance) to Rs. 60,000/- per month (Rs. 20,000/- for expenses on stationary items and postage plus Rs. 40,000/- for a computer literate person engaged by Member of Parliament for obtaining secretarial assistance) w.e.f. 01.04.2018 which shall be increased after every five years commencing from 01.04.2023 on the basis of Cost Inflation Index provided under clause (v) of Explanation to section 48 of the Income -tax Act, 1961.
The decision of the Cabinet shall be conveyed to the Joint Committee on Salaries and Allowances of Members of Parliament for making amendments in the relevant rules which shall be get approved and confirmed by the Chairman of the Council of States and the Speaker of House of the People and will be published in the Official Gazette.
Additional financial implication on account of the decision taken by the Cabinet would be Rupees 39,22,72,800/- (Rupees Thirty nine crores, twenty two lakhs, seventy two thousand & eight hundred) approximately of recurring expenditure and Rupees 6,64,05,400/- (Rupees Six crores, sixty four lakhs five thousand & four hundred) approximately of non-recurring expenditure.
Background:
Article 106 of the Constitution provides that the Members of either House
of Parliament shall be entitled to receive such salaries and allowances as may from time to time be determined by Parliament by law. Consequently, the Salary, Allowances and Pension of Members of Parliament Act (MSA Act) was enacted in 1954 (Act 30 of 1954). Section 9 of the MSA Act provides for constitution of a Joint Committee of both Houses of Parliament for the purpose of making rules under the Act. The Joint Committee has the powers to make rules after consultation with the Central Government to provide for all or any of the matters enumerated in the said section.
Source : PIB
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Finance Minister to inaugurate the Centralized GP Fund Module of PFMS for all the Central Government Employees and ePPO Module of PFMS for complete end –to –end electronic processing of Pension cases tomorrow

Finance Minister to inaugurate the Centralized GP Fund Module of PFMS for all the Central Government Employees and ePPO Module of PFMS for complete end –to –end electronic processing of Pension cases tomorrow

28 FEB 2018
On the occasion of 42nd Civil Accounts Day tomorrow, the Union Minister for Finance & Corporate Affairs , Shri Arun Jaitley will inaugurate the Centralized GP Fund Module of PFMS for all the Central Government Employees. The centralized GPF module meets a long standing demand of the Central Government Employees for a mapping of GPF Accounts with the unique Employee ID thereby facilitating online application for GPF advances and withdrawals with online access to the employee’s current GPF balances. The module will streamline GPF accounting and transfer of balances.
During the Inaugural Session, the Finance Minister, Shri Jaitley will also inaugurate the ePPO module of PFMS for complete end –to –end electronic processing of Pension cases. The ePPO includes the integration of the BHAVISHYA application of the Department of Pension & Pensioners’ Welfare and the PARAS application of CPAO with PFMS for seamless processing of Pension cases thereby eliminating delays and errors involved in manual processing.
A function is being organized tomorrow at D.S. Kothari Auditorium, DRDO Bhawan Complex, New Delhi to mark the 42nd Civil Accounts Day.
The Finance Minister, Shri Arun Jaitley will be the Chief Guest at the Inaugural Session. The Union Minister of State for Finance, Shri Pon. Radhakrishnan will preside over this Session. The Secretary (Expenditure), Shri A. N. Jha and the Controller General of Accounts(CGA), Shri Anthony Lianzuala will be the other dignitaries at the Inaugural Session.
It may be mentioned here that the Union Finance Minister, Shri Arun Jaitley had earlier graced the 40th Civil Accounts Day function on March 1, 2016 in which the Hon’ble President of India was the Chief Guest. The Union Finance Minister, Shri Jaitley had also very graciously inaugurated the ‘Mahalekha Niyantrak Bhawan’, the new building of this office on September 14, 2016.
Earlier, the Finance Minister had been kind enough to launch the mandatory use of PFMS for Central –Sector schemes monitoring (Oct 2015), the Non –Tax Receipts Portal (NTRP) (Feb 2016) and the Web Responsive Pensioners’ Service of the Central Pension Accounting Office (CPAO) (September 2016).
The Union Government initiated a major reform in Public Financial Management in 1976. The Audit and Accounts functions were separated by relieving the Comptroller and Auditor General of his responsibility of preparation of Union Government accounts. The accounting function was brought directly under the control of the Executive. Consequently, the Indian Civil Accounts Service (ICAS) was established. The ICAS was carved out from the Indian Audit & Accounts Service (IA & AS), initially through the promulgation of an Ordinance amending the C & AG’s (Duties, Powers and Conditions of Service) Amendment Act, 1976. Later on, the Departmentalization of Union Accounts (Transfer of Personnel) Act, 1976 was enacted by Parliament and assented to by Hon’ble President of India on 8th April, 1976. The Act was deemed to have come into force with effect from 1st March, 1976. Accordingly, the ICAS is celebrating March 1 every year as the “Civil Accounts Day”.
Since its inception the ICAS has steadily grown in stature and now plays an important role in the management of public finances of the Union Government
Other highlights of the 42nd Civil Accounts Day function are
Inauguration of the Centralised GPF and ePPO modules of PFMS
Reforms in public financial management are a continuous process. Structural changes take place in the economy and in the functioning of government which demand accounting data on public finances to be available to decision makers, often on real time basis. This demand for faster information can only be met through adoption of technology. Recognizing this need, the Service has since its inception, been a pioneer in the use of Information Technology in Payments, Accounting and Financial Reporting.
Keynote address by Shri N. K. Singh, Chairman, Fifteenth Finance Commission (FFC)
Shri N. K. Singh, Chairman, FFC will deliver the keynote address at the Plenary Session from 12.00 PM to 12.50 PM on the topic “Managing Public Finances for a resurgent India”. The Address will be of tremendous significance in the context of fiscal discipline efforts of the Union and the States that would be required to achieve fiscal consolidation.
Address by Shri Rajnish Kumar, Chairman, State Bank of India
The post-lunch session (2:00 PM -2:50 PM) will feature a talk by Shri Rajnish Kumar, Chairman, State Bank of India on the topics “Leveraging Information Technology for an efficient receipt and payment system of the Government of India”. As the head of the premier accredited and aggregator bank for Government business, the views of Chairman, SBI on the subject would be of immense significance especially in the context of implementation of the Public Financial Management System (PFMS) with a seamless integration with the banking systems.
Concluding session
This Session will be an Open House Session where Service Officers will interact for a way forward on issues relating to Accounts, IT and Internal Audit.
Source : PIB
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Cabinet nod to hike MPs' allowances

Cabinet nod to hike MPs' allowances

NEW DELHI: Members of Parliament are set to get increased allowances with the Union Cabinet on Wednesday approving a proposal in this regard.

The constituency allowance, furniture allowance and communication expenses of the MPs would go up considerably, sources in the government said.

The parliamentary affairs ministry had proposed an increase in the constituency allowance from Rs 45,000 a month to Rs 60,000.

The ministry had also proposed that the one-time furniture allowance be hiked to Rs one lakh from the present Rs 75,000.

Finance minister Arun Jaitley had announced in his budget speech that a permanent mechanism would be set up to revise the salaries of MPs every five years, and it would be linked to inflation.

The remuneration of an MP includes a basic salary of Rs 50,000 per month and Rs 45,000 as constituency allowance, apart from other perks. The Centre spends around Rs 2.7 lakh a month on an MP.

As of today, excluding the Speaker, the Lok Sabha has 536 MPs, including two nominated from the Anglo-Indian community. There are eight vacancies.

The Rajya Sabha has 239 members.

Source:-The Times of India
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Placing of indent from so to psd for stock

Placing of indent from so to psd for stock

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Ditto installation procedure - updated

Ditto installation procedure - updated

Ditto installation procedure have been updated with mouse pointer too..

SBCO people need to generate lot of reports from FINACLE-MIS server ( Reports server ). In this connection, i have prepared, How to use Ditto for Reports generation.



Video Download link : https://youtu.be/7kTLG69_-98


Ditto is an extension to the standard windows clipboard. It saves each item placed on the clipboard allowing you access to any of those items at a later time. Ditto allows you to save any type of information that can be put on the clipboard, text, images, html, custom formats, 

Ditto - Features

  • Easy to use interface
  • Search and paste previous copy entries
  • Keep multiple computer's clipboards in sync
  • Data is encrypted when sent over the network
  • Accessed from tray icon or global hot key
  • Select entry by double click, enter key or drag drop
  • Paste into any window that excepts standard copy/paste entries
  • Display thumbnail of copied images in list
  • Full Unicode support(display foreign characters)
  • UTF-8 support for language files(create language files in any language)
  • Uses sqlite database
Invoke download by clicking below link

https://youtu.be/7kTLG69_-98

Ditto installation procedure..


after using "Ditto" software, we need to exit it from system tray every time .. 
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Generate City Name from Pincode for Bulk Upload - CSI

Generate City Name from Pincode for Bulk Upload - CSI

While uploading "Domestic Bulk mail/Prepaid mail/bulk M.O." Excel templates in CSI POS, "City PIN not matched" error is often thrown for many articles, if name of the City does not exactly match with Pincode of articles.

To manage the issue, this Excel sheet has been prepared in which if PIN CODES are pasted (To be copied from Excel template), City names and P.O. names will be populated automatically. 
Just copy the data populated in those two columns and paste them in CITY , ADDRESS columns of Excel templates.
Because of this, hereafter no need to type City names and P.O. names in Excel templates for large volume of bulk articles going to be uploaded in CSI Point of sale. 

Note: 

However, other mandatory fields like Name, PIN, weight, Sl. No. etc., are to be entered in Excel templates carefully as usual. 

Always use the .xls template format available in POS for uploading data. Please do not save the Excel template file as .xlsx file type. 

Please ensure that only the valid data rows are maintained in the file and remaining unnecessary rows are deleted.
Click below link to download
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Placing of Indent from SO to HO for Stamps

Placing of Indent from SO to HO for Stamps



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Tuesday, 27 February 2018

ANOTHER BLOW TO CG EMPLOYEES - NDA GOVT TO REJECT ARBITRATION AWARDS.

ANOTHER BLOW TO CG EMPLOYEES - NDA GOVT TO REJECT ARBITRATION AWARDS.


On 15.02.2018, Finance Minister, Sri Arun Jaitley has moved following resolutions in the Parliament to reject the two ARBITRATION AWARDS which are in favour of Central Govt Employees. 


(1) Grant of HRA for the period from 01.01.1996 to 31.07.1997 based on revised pay.  

(2) Revision of rates of Transport Allowance.


M. Krishnan

SG Confederation  


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No RBI Extension Of KYC For E-Wallets – Link Within 24 Hours If You Want To Keep Using Them

No RBI Extension Of KYC For E-Wallets – Link Within 24 Hours If You Want To Keep Using Them


In case you’ve not been following, today will be the last day to submit your KYC details to prepaid payment instrument (PPIs) like Paytm and Mobikwik. Despite requests to extend the deadline, the Reserve Bank of India has maintained that February 28 will be the last date for mandatory KYC -compliance by prepaid wallet customers.
There are around 55 non-banking PPIs and 50 wallets promoted by banks. Mobile payments services like Paytm, Mobikwik, Google Tez, Ola Money and Amazon Pay are some of the most popular PPIs that are required to receive you KYC details.
What is KYC and how to link your account
KYC (Know Your Customer) basically allows businesses to identify their customers via certain document proofs for example your Aadhaar number, passport, voter ID, driving license among others. Any one of these documents will allow businesses to verify your identity. The RBI is pushing for PPI-KYC linking to improve secure transactions. B.P. Kanungo, deputy governor of RBI, added that the KYC will also bring in inter-operability wherein users of one e-wallet will be able to transact with users of another e-wallet.
KYC

In order to complete the KYC formalities, you will need to access the PPI(s) that you use. Most wallets have been showing prompts to complete your KYC process. Some of them, like Paytm, are also offering some exclusive benefits such as access to Paytm Payments Bank, seamless fun transfer, cashbacks and some other offers. Once you provide your KYC detail, you will likely be asked to complete your verification by either carrying your original document to a nearby KYC Point or requesting an agent to visit you at your preferred address for verification. The process for other wallets should be along the same lines.
Will e-wallet customers lose their money?
With the deadline soon approaching, there have been concerns raised by e-wallet customers on whether their money kept in PPIs will be lost if they fail to provide their KYC detail in time. However, the RBI has assured that customers will not lose their money and will be able to make transactions with the remaining amount of money that has been stored in their PPIs. However, customers will need to complete the KYC requirement to load their wallets with money again.
“PPI (Pre-paid instrument) issuers not obtaining the KYC related inputs of their customers within the timeline, the customer will not lose their money, Kanungo said. Reloading of the PPI and remittances can resume after completing the KYC requirement.
What happens if you do not link your account?
After February 28, customers will not be able to load more money into their PPI unless they complete the KYC formalities. So you essentially have the choice to close your wallet account and transfer the remaining balance to your bank before February 28 or submit your KYC and continue using the app as usual. PPIs, in the meanwhile, have complained that KYC requirement is a tedious process and may result in losing business if customers refuse to provide more personal detail.
PPIs fear that the move will see a drop in the number of wallet users. BookMyShow, for example, has already thrown in the towel on its wallet service, My Wallet, and will soon discontinue the service. Companies like Paytm, which is primarily a wallet service, could be hit even harder. The RBI, however, maintains that KYC will add another level of security to digital payments, so customers will need to make that call soon.
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NPS After Budget 2018 – Income Tax Exemption On Exit From NPS

NPS After Budget 2018 – Income Tax Exemption On Exit From NPS

NPS after Budget 2018 – National Pension Scheme: All you should know about it after FY19 Budget

NPS is termed as contribution retirement savings scheme developed to enable the subscribers for making decisions regarding their future through systematic savings during their working life.
Finance Minister Arun Jaitley in Budget 2018 provided relief to non-salaried subscribers by proposing to exempt tax of 40% of the total amount payable to the NPS on closure of the subscriber’s account or when the latter opts out of the scheme.
Thus, tax benefit of non-salaried individuals would be at par with salaried individuals.
The National Pension Scheme is termed as contribution retirement savings scheme developed to enable the subscribers for making decisions regarding their future through systematic savings during their working life.
According to the existing provision of Clause (12A) of section 10 under Income Tax Act, an employee contributing to the NPS is allowed an exemption in respect of 40% of the total amount payable on closure of the subscriber’s account or when the investor opts out of the scheme.
This means that up to 60% of the maturity collection can be withdrawn as lump sum on maturity at the age of 60. However, in case the subscriber wants to opt out of NPS before the age of 60, he/she will only be able to collect 20% of the total payment.
Remaining 40% will be used to buy annuity from an insurance company. Now, this service will soon be available to non-salaried individuals.
So if you are a non-salaried person and plan to make investment in NPS, you need to remember few pointers.
According to a Clear Tax report, “The NPS makes a lot of sense for anyone who wants to plan for their retirement from an early age. A regular pension after you retire can be very useful if you don’t have a regular source of income.”
One needs to remember there are many tax benefits under NPS.
Self-contribution to NPS is covered under 80CCD(1) which is a part of section 80C and also under section 80CCD(1B).
A person can claim under 80CCD (1) about 10% of salary which again should not exceed the overall limit of 80C which is Rs 1.5 lakhs.
Also, an individual can claim a maximum deduction of Rs 50,000 under section 80CCD (1B) for any additional self-contribution.
If you are eligible to claim deduction of up to Rs 2 lakh in respect of investment in NPS through these 2 sections.
Going ahead, a self-employed taxpayer is also eligible for claiming deduction under section 80CCD(1) – which is also part of 80C. Maximum limit specified for such person is 20% of gross income which falls within the overall 80C limit of Rs 1.5lakhs.
Moreover, deduction is also available for employer contribution 80CCD(2) which is outside 80C limit. However, deduction is till 10% of salary and no maximum monetary limit is specified.
There is no ceiling limit in terms of the amount on this tax deduction, and it is available only to employees.
The Clear Tax report further said that investment in NPS is market-related risk with lock-in period which is till retirement. It has the potential to provide returns ranging between 8% to 10% on investment.
The FM’s amendment will come into effect from April 1, 2019 and will be added to the assessment year 2019-20 and in the subsequent years.
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EPFO Makes Online Claims Must For PF Withdrawals Above Rs 10 Lakh

EPFO Makes Online Claims Must For PF Withdrawals Above Rs 10 Lakh

Retirement fund body EPFO has made it mandatory to file online claims for provident fund withdrawals above Rs 10 lakh, taking another step towards becoming a paperless organisation.
The Employees Provident Fund Organisation (EPFO) has also made it mandatory to file online claims for withdrawals of above Rs 5 lakh under the Employees Pension Scheme 1995.
Under the pension scheme, there is a provision of a partial withdrawal of pension, commonly known as commutation of pension money. At present, EPFO subscribers have the option of filing online as well as manual claims for provident fund withdrawal as also for the pension.
The decision was taken at a meeting chaired by Central Provident Fund Commissioner on January 17, 2018, an official said.
The official said the field offices have been directed that the claims must be accepted online in case the amount of provident fund withdrawal is above Rs 10 lakh.
Similarly, the claims must be online in case the amount is above Rs 5 lakh under employees’ pension scheme, the official added.
The bank account of the subscriber has to be seeded and verified in the system before the online claims can be settled. Moreover, the subscriber should have been issued a universal account number and same must be activated.
The official said that all claims exceeding the said limits would not be accepted in the physical form now onwards.
The EPFO has over six crore subscribers and manages a corpus of Rs 10 lakh crore.
Source: PTI
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French Security Researcher Uses Simple Hack To Access Government Site With Lakhs Of Aadhaar Details

French Security Researcher Uses Simple Hack To Access Government Site With Lakhs Of Aadhaar Details

A French security researcher used a basic web hacking technique to breach the Telangana government’s benefit disbursement portal TSPost, which has the account details – including Aadhaar numbers – of 56 lakh National Rural Employment Guarantee scheme beneficiaries, and 40 lakh beneficiaries of the social security pensions.
The researcher, Baptiste Robert with Twitter handle ‘Elliot Alderson’, who has been highlighting data insecurity of the Aadhaar database posted on his Twitter as to how the site is vulnerable to basic SQL (structured query language) injection, a common web hacking technique. In this technique, researchers used SQL code for attacking back-end database of Telangana disbursement portal to access confidential information.
“In theory, a government website is very secure but in India, it’s another story… http://tspost.aponline.gov.in is vulnerable to a basic SQL injection,” the researcher, Baptiste Robert said on Twitter, where he goes by the handle Elliot Alderson.
Hackers and researchers use SQL, or structured query language code, to attack the back-end of websites.
“A basic SQL injection allows an attacker to access the database of the website,” Robert said according to The Times of India. “To be clear, all the data on this website can be a dump. Telangana government officials say they are working to fix it.
Robert said, “In theory, a government website is very secure, but in India, it’s another story. tspost.aponline.gov.in is vulnerable to a basic SQL injection that allows an attacker to access the database of the website. To be clear, all the data on this website can be a dump. Telangana government officials say they are working on to fix it. For this website, they have to hire decent web developers to protect it from attacks.”
In a follow-up tweet about how the government fixed the problem, Robert said, “I don’t know if I have to laugh or cry.” He said the government had fixed the issue by putting the website offline.
“We are working on fixing the vulnerability after it was reported to us,” a TSPost official told The Times of India. “It was online due to certain dependencies. We have taken off the site from the web, and we hope by Tuesday evening we will be able to set it right.”
This new breach comes just weeks after several cases highlighted how vulnerable the Aadhaar system is to security breaches.
In Surat, stolen biometrics were used to steal rations. The police arrested two fair price shop owners after busting the racket that involved diverting subsidised food items by using an illegal software that used the stolen data.
In the Rajya Sabha, the Minister of State for Finance Shiv Pratap Shukla had admitted that nearly Rs 1.5 crores in cash was fraudulently withdrawn from Public Sector Bank accounts using customers’ Aadhaar numbers.
Source:TOI
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Finmin Order : Guidelines on Air Travel on Official Tours – Purchase of air ticket from authorized agent

Finmin Order : Guidelines on Air Travel on Official Tours – Purchase of air ticket from authorized agent

No. 19024/22/2017-E.IV
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi
Dated the 27th February, 2018
Office Memorandum

Subject: – Guidelines on Air Travel on Official Tours — Purchase of air ticket from authorized agent.

The undersigned is directed to refer to this Departments’ O.M. No. 19024/22/2017-E.IV dated 19.07.2017 regarding guidelines on Air travel where the Govt. of India bears the cost of passage. As per this O.M., Ministries/Departments were asked to ensure that these instructions are given adequate coverage and were to be circulated to all so that ‘lack of knowledge’ of the rules is not cited as an excuse. In spite of these instructions, a large number of cases for relaxation of air travel guidelines due to purchase of air ticket from unauthorized travel agents, are still being received in this Department.

2. The matter has been re-considered and it has been decided that all such cases of air travel where tickets have been purchased after issue of this Department’s O.M. dated 19.07.2017, seeking relaxation of air travel guidelines pertaining to purchase of air ticket from authorized agent, should have the approval of Secretary of the Administrative Ministry before referring the same to Department of Expenditure.

This is issued with the approval of Secretary Expenditure.

(Nirmala Dev)
Deputy Secretary to the Government of India
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REJECTING CHILD CARE LEAVE WITHOUT PROPER REASON -FACE LEGAL ACTION

REJECTING CHILD CARE LEAVE WITHOUT PROPER REASON -FACE LEGAL ACTION

Child care leave created happiness among all women employees . A woman is the backbone of the family. Some critical situation might arise when children are deceased or to attend board examination to enter higher studies. Availing Leave is the only remedy to handle this situation.

Nowadays scoring high marks in board examination only determine the admission in good colleges.
The 7th Pay commission recommends CCL can be granted to women employees in central government service having minor children below the age of 18 years, for a maximum period of 2 years (i.e. 730 days) during their entire service, for taking care of up to two children. During this period women will be paid leave salary equal to the pay drawn immediately before proceeding on leave. As per 7th pay commission recommendations employees will get full salary for 365 days only and the remaining days with 80 percent of salary.

Actually getting CCL is not so easy. Some departments right away, rejecting the leave application. The reason behind this is, acute shortage of staff to run the office. Even though there are enough number of employees to take care of the office ,the leave sanctioning authority rejecting the application.

CCL is not a basic right, even though Central government approved the CCL recommendations for women's welfare because women are the only best and real support for the family.

In most of the cases women employees will not move to court to get justice in this regard. Because they have to be very cautious after filed complaint against higher officials. They may have to face action like Transfer in the future

Central government must interfere in this matter and form a committee to analyzing the situation. Then only woman employees will get appropriate result in this. One more thing they can always do that to use RTI to get full details of the application received and no of applications rejected by the authorities with the reasons. It will help women employees to reach a solution in child care leave matters.

National commission for women will assist for Generation of legal awareness among women, thus equipping them with the knowledge of their legal rights and with a capacity to use these rights.

Child Care Leave – Frequently Asked Questions

[Q] Who are entitled for Child Care Leave?

[A] Child Care Leave can be granted to women employees having minor children below the age of 18 years, for a maximum period of 2 years (i.e. 730 days) during their entire service, for taking care of up to two children whether for rearing or to look after any of their needs like examination, sickness etc. Child Care Leave shall not be admissible if the child is eighteen years of age or older.


[Q] Am I eligible to draw Salary for the period for which Child Care leave is availed?

[A] During the period of such leave, the women employees shall be paid leave salary equal to the pay drawn immediately before proceeding on leave.

[Q] Whether CCL can be debited against any other type of Leave admissible to the employee?

[A] Child Care Leave shall not be debited against the leave account. Child Care Leave may also be allowed for the third year as leave not due (without production of medical certificate).

[Q] Whether Child Care Leave can be combined with any other leave?

[A] It may be combined with leave of the kind due and admissible.

[Q] Whether Child Care Leave is applicable for third child?

[A] :- No. CCL is not applicable to third Child.

[Q] How to maintain Child Care Leave account?

[A] The leave account for child care leave shall be maintained in the proforma prescribed by Govt, and it shall be kept alongwith the Service Book of the Government servant concerned.

[Q] Whether CCL can be claimed as a matter of right?

[A] The intention of the Pay Commission in recommending Child Care Leave for women employees was to facilitate women employees to take care of their children at the time of need. However, this does not mean that CCL should disrupt the functioning of Central Government offices. The nature of this leave was envisaged to be the same as that of earned leave.

[Q] Whether we can prefix or suffix Saturdays, Sundays, and Gazetted holidays?

[A] As in the case of Earned Leave, we can prefix or suffix Saturdays, Sundays, and Gazetted holidays with the Child Care Leave.

[Q] Should we have any Earned Leave in Credit for the purpose of taking Child Care Leave?

[A] There was a condition envisaged in the Office Memorandum relavant to Child Care Leave to the effect that CCL can be availed only if the employee concerned has no Earned Leave at her credit. However, this condition was withdrawn by the Government and as such there is no need for having EL in credit to avail CCL.

[Q] Whether CCL can be availed without prior sanction?

[A] Under no circumstances can any employee proceed on CCL without prior approval of the Leave sanctioning authority.

[Q] Can we avail CCL for the children who are not dependents?

[A] The Child Care Leave would be permitted only if the child is dependent on the Government servant.

[Q] Is there any other conditons apart from the total number of holidays and the age of the child?

[A] The Conditions regarding spell of CCL, imposed upon by the Government are that it may not be granted in more than 3 spells in a calendar year and that CCL may not be granted for less than 15 days.

Further, CCL should not ordinarily be granted during the probation period except in case of certain extreme situations where the leave sanctioning authority is fully satisfied about the need of Child Care Leave to the probationer. It may also be ensured that the period for which this leave is sanctioned during probation is minimal.

[Q] Whether Earned Leave availed for any purpose can be converted into Child Care Leave? How should applications where the purpose of availing leave has been indicated as ‘Urgent Work’ but the applicant claims to have utilized the leave for taking care of the needs of the child, be treated?

[A] Child Care Leave is sanctioned to women employees having minor children, for rearing or for looking after their needs like examination, sickness etc. Hence Earned Leabe availed specifically for this purpose only should be converted.

[Q] Whether all Earned Leave availed irrespective of ‘number of days i.e. less than 15 days, and number of spells can be converted? In cases where the CCL spills over to the next year :for example 30 days CCL from 27th December, whether the Leave should be treated as one spell or two spells’?

[A] No. As the instructions contained in thc OM dared 7.9.2010 has been given retrospective effect, all the conditions specified in the OM would have to be fulfilled for conversion of the Earned Leave into Child Care Leave. In cases where the leave spills over to thc next year, it may be treated as one spell against the year in which the leave commences.

[Q] Whether those who have availed Child Care Leave for more than 3 spells with less than 15 days can avail further Child C31.e Leave for the remaining period of the current year’?

[A] No. As per the OM of even number dated 7.9.2010, Child Care Leave may not be granted in more than 3 spells. Hence CCL may not be allowed more than 3 times irrespective of the number of days or times Child Care Leave has been availed earlier.

[Q] Whether LTC can be availed during Child Care Leave?

[A] LTC cannot be availed during Child Care Lcave as Child Care Leave is granted for the specific purpose of taking care of a minor child for rearing or for looking after any other needs of the child during examination, sickness etc.

[Q] Whether Child Care Leave is applicable to All India Services?

[A] Yes. Child Care Leave is applicable to employees under All India Services.
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