Revision of the Central Govt. Employees Group Insurance Scheme (CGEGIS): 48th NC JCM Meeting
Minutes of the 48th Meeting of the National Council (JCM) held on 26.06.2021 vide DoP&T OM No.3/4/2021-JCA dated 14th July, 2021
5.11 Item No. NC-48/5/21: Revision of the Central Govt. Employees Group Insurance Scheme (CGEGIS) ·
Secretary, Staff Side stated that the CGEGIS subscription rates and the benefits have not been revised for more than the past 3 decades despite various requests. This issue was discussed , in detail, long back with DoPT, DoE and DFS, and that the Staff Side views had been provided, but nothing has been done so far. Secretary, DFS, stated that CGEGIS-80′ was made exclusively for the central government employees, and that the subscription paid by the members bifurcated into Savings Fund (70%) and Insurance Fund (30%). Cabinet did not accept the recommendation of 7th CPC for a steep hike in monthly contribution and it was decided to formulate a Customized Group Insurance Scheme in consultation with all concerned stakeholders. A new proposal as sought from LIC to which the Staff Side objected , observing it to be on higher side and proposed a monthly subscription of Rs.1920 (480+1440), Rs.960 (240+720) and Rs. 640( 160+640) with insurance and saving components for the sum assured of Rs.50 Lakh, 25 Lakh and 15 Lakh respectively. He also stated that the Scheme should be run by GoI.
Decision: Chairman directed that DFS may finalize the matter in consultation with DoE and DoPT.
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