Exclusions For IPPB TATA Group Accidental Guard (GAG) Policy

Below are the Exclusions for GAG policy .

This entire Policy does not provide benefits for any loss resulting in whole or in part from, or expenses incurred, in respect of:

1. Adventure Sports

2. Any Pre-existing Condition

3. The attending Physician who will be (a) Insured Person himself / herself or (b) Close Member of the Family who is covered in this Policy.

4. Suicide ;

5. Mosquito bites;

6. being under the influence of drugs, alcohol, or other intoxicants;

7. Participation in an actual or attempted felony, riot, crime, misdemeanor;

8. member of the crew on any aircraft or Scheduled Aircraft;

9. Radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment;

10. Confinement in a Hospital which is not Medically Necessary;

11. Any Loss resulting prolonged by childbirth or from pregnancy;

12. Ionising radiation

13. War or any act of war, invasion, act of foreign enemy

14.Profatonal Drivers

15 Policemen & Army employee.

16 Fisherman when he or she in sea or ocean.

17. Construction site worker involve in work above 10 metres work.

Warm Regards,

Sanjay Patel

Zonal Sales Manager

KPG-BOB

Tata AIG GICL

Be Alert, Be safe